Online Car Financing Company Comparison Chart

Car Financing Comparison Chart

Car Loan Site	Requirements	Loan Types	Credit Types
HSBC Auto Finance	No car financing for commercial vehicles, recreational vehicles, conversion vans, boats, motorcycles, salvaged, lemon law, or gray market vehicles. No car financing in Alaska, Arkansas, Mississippi and Puerto Rico.	Car Financing and Refinancing New or Used Cars	Claims to offer competitive auto refinance rates to customers of all credit types.
1-800 FreshStart!	No car financing requirements as this is a multiple lender-finder service. Each network dealer or affiliate financing referral service shall be solely responsible to determine your financing options.	Offers New and Used Car Financing	bad credit, no credit, bankruptcies and other problems
myAutoloan	Must be at least 18 years of age and have a minimum income of $2,000 per month in order to qualify for car financing. Time at last 2 residences must be greater than 6 months. Your last two jobs must have lasted more than 6 months. No open bankruptcies. Must have a valid social security number. Car financing for vehicles with less than 100,000 miles and the car must be 6 years old or newer. You must be financing or refinancing more than $7,500.00	New Car Financing Used Car Financing Refinance Private Party Lease Buyout	All Credit Types are Encouraged to Apply
RoadLoans	Car financing for vehicles that are a 2001 model or newer. Vehicle must have less than 70,000 miles. Vehicle cannot be a commercial, conversion or customized vehicle. Must be sold by a franchised dealer in your state. Car financing for vehicles that are worth more than $7500	New Car Financing Used Car Financing Person to Person Refinancing	Specializes in New and Used Auto Financing for People with Less than Perfect Credit
First Again	No Restrictions for car financing. You must have excellent and substantial credit to qualify and then you can use the loan in order to finance anything.	Any Type of Car Financing Loan can be Used for Whatever you Want	Excellent Credit

Compare Car Financing Companies with the Chart Above

One of the best ways to get started is to first decide what category you fall into. Is your credit good or bad? Are you going to buy a car from a dealership or are you looking to buy a used car from an individual, etc. The online car financing companies try to accomodate everyone that they can but some limit themselves to only financing people with good credit. To have good credit your credit score should be over 700 but this number varies depending on the lending institution.

Other car financing companies specifically cater to people with bad credit. If you happen to have bad credit then you are not alone. There are thousands of people who haver bad credit but need a car and the lenders realise this. There are more and more opportunities for car loans on the internet and many do cater to the people with less than perfect credit ratings.